Several European nations are known for most affordable country in Europe as of 2025, with lower living and transport expenses. The notable differences in housing, food, and transportation expenses between Bulgaria, Romania, Poland, Hungary, and Portugal
1. Poland
Poland offers an affordable yet high-quality lifestyle. Cities like Kraków and Wrocław have a lower cost of living compared to Western Europe. Public transportation is efficient and inexpensive.
Accommodation Cost: €120–€300/month (shared dormitory or apartment)
Insurance Cost: €20–€50/month (depending on the coverage)
Food Cost: €100–€150/month (local groceries and dining out
2. Hungary
Budapest in particular is a well-liked option for those seeking budget without compromising cultural diversity.
Accommodation Cost: €150–€350/month (shared apartment or university dormitory)
Insurance Cost: €30–€50/month
Food Cost: €120–€200/month
3. Czech Republic
Other cities, like as Brno and Ostrava, provide a more economical lifestyle, even though Prague might be expensive. Compared to Western Europe, the Czech Republic offers a higher standard of living at a lesser cost.
Accommodation Cost: €150–€300/month (student dorms or shared flats)
Insurance Cost: €20–€60/month
Food Cost: €100–€150/month
4. Lithuania
The cost of living in Lithuania, a Baltic nation, is inexpensive in places like Vilnius and Kaunas. The nation also boasts a thriving cultural scene and solid infrastructure.
Accommodation Cost: €100–€200/month (university dormitory or shared apartments)
Insurance Cost: €20–€40/month
Food Cost: €120–€170/month
5. Romania
Another great choice for those on a tight budget is Romania. The nation is known for its inexpensive public transportation, reasonably priced cuisine, and low rent.
Accommodation Cost: €100–€250/month (university dormitories or shared flats)
Insurance Cost: €10–€20/month
Food Cost: €100–€150/month
6. Bulgaria
One of the most affordable country in Europe is Bulgaria. With reasonably priced accommodation, reasonable local transit, and reasonably priced food, the cost of life is minimal. At a fraction of the price of Western Europe, cities like Sofia and Plovdiv provide a comprehensive cultural experience.
Accommodation Cost: €100–€250/month
Insurance Cost: €20–€50/month
Food Cost: €100–€150/month
- Bulgaria is another highly affordable option for international students
7. Latvia
Low living prices and reasonably priced public transportation make Latvia, and Riga in particular, an economical place to visit. The nation is a desirable destination for digital nomads due to its expanding remote job sector.
Accommodation Cost: €120–€250/month
Insurance Cost: €20–€40/month
Food Cost: €100–€180/month
- Latvia provides affordable education and living costs, particularly in Riga, the capital city.
Portugal
Portugal is still a most affordable country in Europe travel destination when compared to other Western European countries, although being somewhat more costly than Eastern European ones. In addition to having lovely scenery and a pleasant temperature, cities like Porto and Coimbra have cheaper living expenses than Lisbon.
Cheapest places to live in Europe that speak English
1.Malta
- Why It’s Affordable: Low cost of living compared to other English-speaking countries in Europe.
- Average Monthly Expenses:
- Accommodation: €300–€600 (shared flat or dormitory).
- Food: €150–€250.
- Utilities: €50–€100.
- Language: English
2. Ireland (Outside Dublin)
- Accommodation: €400–€800 (shared flat).
- Food: €200–€300.
- Utilities: €50–€100.
3. Gibraltar
Language: English (official language)
Accommodation: €700–€1,200 per month
Insurance Fee: €400–€700 per year
Food Fee: €250–€400 per month
4. Scotland (Certain Areas)
Language: English (official language)
Accommodation: €500–€900 per month
Insurance Fee: €400–€700 per year
Food Fee: €250–€450 per month
5. Portugal
- Language: Portuguese (English is widely spoken, especially in tourist areas).
- Accommodation: Rent can range from €300 to €700 per month for a one-bedroom apartment in cities like Lisbon or Porto. In smaller cities, it can be as low as €250 per month.
- Insurance Fee: Health insurance ranges from €30 to €50 per month for basic coverage.
- Food Fee: Groceries for a month typically cost between €150 and €250. Eating out is affordable, with meals at inexpensive restaurants averaging around €10-€15.
Conclusion
These nations balance cost and quality of life if you’re looking for most affordable country in Europe. These locations offer a cost-effective opportunity to take in Europe’s stunning scenery and rich cultural heritage in 2025, whether you’re looking to move, travel, or work remotely.